01
Left this month
Income, spending and savings rate on one screen, with a heads-up when a category goes over.
Monthkeep · Everyday app
Your money,
month by month.
Monthkeep is a monthly budget on your phone. See what’s left this month, log spending in three taps, and watch your savings and debts move the right way.
No sign-up, no bank logins. Free works offline and your numbers stay on your phone.
Video walkthrough
See it in
under 3 minutes.
From install to Starter and Plus, every feature in one walkthrough.
Short on time? Watch the 30-second version →Free, for everyone
Everything a monthly
budget needs.
02
Spending in three taps
Amount, category, save. Browse by day or by category, and fix any entry later.
03
Monthly budget
Fixed bills and everyday categories with progress bars. Each new month starts from last month’s plan.
04
Savings goals
Add money as you go and see how much you need each month to get there.
05
Debt payoff
Debts in snowball order with the month each one is paid off, interest included.
06
Net worth and backup
Monthly snapshots on a chart. Back up to Excel any time, or import the budget spreadsheet you already use.
Plans
Pay once to plan ahead.
Pay monthly only for sync.
Starter runs entirely on your phone, so it’s a one-time price. Plus is a subscription because sync, backup and bill reminders run on our servers.
Free
The whole monthly budget
$0
Free for good
- Monthly budget and spending
- Savings goals and debt payoff
- Net worth with history
- Excel backup and spreadsheet import
- Works offline, no sign-up
Starter
For planning ahead on your own
$19.99 once
Pay once, keep it
- Everything in Free
- Bills and subscriptions calendar, what’s due this week
- End-of-month forecast and debt what-ifs
- Zakat calculator and accounts in several currencies
- Year-in-review, trends, PDF reports
- Import your bank statement (CSV, Excel or PDF) with auto-categories
Plus
For all your phones
$4.99 / month
or $39.99 / year SAVE 33%
- Everything in Starter
- Encrypted sync and backup across all your phones
- Bill reminders: a notification the day before and on the day
- Go back to any day in the last 30
- Link a phone with a one-time link, plus a recovery code
- One membership covers the household
Cancel any time from your Gumroad library.
Checkout is on Gumroad. Unlock Starter or Plus by pasting the license key from your receipt into Monthkeep’s Settings.
Common questions.
How much does Monthkeep cost?
Free covers the monthly budget, spending, savings goals, debt payoff, net worth and Excel backup. Starter is a one-time $19.99 and adds bills and subscriptions, forecasts, Zakat, multi-currency, reports and bank statement import (CSV, Excel or PDF). Plus is $4.99 a month or $39.99 a year and adds encrypted sync and backup across all your phones, with 30 days of history, and bill reminders.
Does Monthkeep connect to my bank?
No. You add spending in a few taps, and Starter can import a statement you download from your bank (CSV, Excel or PDF). Monthkeep never asks for bank logins.
Where is my data kept?
On Free and Starter, everything stays on your phone and works offline. Back up to an Excel file whenever you like. Plus keeps an encrypted copy for sync and backup. It’s encrypted on your phone before it leaves, so nobody else can read it, not even us.
What’s the difference between Starter and Plus?
Starter is for planning ahead on your own, and you pay once. Plus includes everything in Starter and adds the things that need our servers: encrypted sync and backup across all your phones, 30 days of history to go back to, and bill reminders on your phone the day before and on the day each bill is due.
How do I unlock Starter or Plus?
Buy it on Gumroad, then paste the license key from your receipt into Monthkeep’s Settings. Plus can be cancelled any time from your Gumroad library.
Do I need to install it from an app store?
No. Open monthkeep.moezeeshop.com on your phone and add it to your Home Screen (Safari: Share → Add to Home Screen; Chrome: Install app). It opens full screen and works offline.
I already use a budget spreadsheet. Can I bring it over?
Yes. Monthkeep imports the MoeZee budget spreadsheet (income, budget, expenses, debts, goals and net worth) on the Free plan.